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A travel agency is a private retailer or public service that provides travel and tourism related services to the public on behalf of suppliers such as activities, airlines, car rentals, cruise lines, hotels, railways, travel insurance, and package tours.In addition to dealing with ordinary tourists, most travel agencies have a separate department devoted to making travel. . share an insurance commission with a travel agent who is a licensed agent. a commission on a trip package that includes travel insurance to a travel agent. The Reserve Bank of India on Tuesday relaxed the rules for non-banking financial services companies that do not collect public deposits to. the stipulation regarding distance criteria of BC’s agent. Travel insurance can minimize the considerable financial risks of traveling: accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel-company bankruptcies, emergency evacuation, and getting your body home if you die. 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